Investor compensation

Updated: 6/9/2015

Investor compensation is payable only if an institution goes bankrupt and it is impossible for you, the investor, to recover your securities or cash. 

Close-up of a pile of paper on a desk.

Securities means shares, bonds and various types of derivatives. The scheme also covers funds that an institution receives in conjunction with providing an investment service for which it is accountable.

As a customer, you may be compensated for lost assets up to a value of 250,000 Swedish kronor per institution. You have to contact the Swedish National Debt Office yourself to file your claim, within one year of the day of the bankruptcy decision.

The Investor compensation scheme was introduced in Sweden in 1999 based on an EC Directive. Similar schemes exist in other EU countries, as well as many countries outside the EU. If you have money in an institution in another country and it goes bankrupt you should immediately contact the authorities that administrate the investor compensation in that country.

Read more about the investor compensation on the Swedish National Dept Office’s website, find link to the right on this page.